Villa Rose Associates Ltd.

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FOR IMMEDIATE RELEASE


Companionship and Care

In Your Home


Glossary

Accessory Apartments
An independent living unit, often part of an adult child's house, which has its own outside entrance, kitchen and bath.
Adult Day Care
Provides social and some rehabilitative activities for elderly people during the day in a community facility.
Aging in Place
A phrase describing an older individual's desire to continue living in their own home environment.
Aging Network
A term used to describe support and information services available for seniors within their local communities.
Caregiver
Refers to a person who provides personal care and companionship to another person on a continuing basis.
Case Manager
A trained professional who will help assess needs and arrange for necessary services. Case managers are particularly helpful in situations where family members live far away from the person needing help. Some communities may provide case managers free of charge through local nonprofit agencies. Most case management services, however, are private providers and charge for their services.
Congregate or Senior Housing
Rental units (usually apartments) in a high-rise building or garden complex. Some offer services such as meals in a common dining room, housekeeping, personal care or other assistance.
Continuing-Care (Life Care) Communities
Communities which offer a range of services and living arrangements, from completely independent units to skilled nursing facilities. Many have a "graduated care" arrangement which permits the resident to move from an independent unit into a nursing home should the need arise. Most require an entrance fee as well as monthly payments.
Dependent Care Tax Credit
Tax credits can be claimed for some home care services and adult day care services if certain requirements are met. Contact your local Internal Revenue Service Office for more details.
Discharge Planners
Social workers and nurses who help patients and their families arrange for care (if needed) following a hospital stay.
Eldercare
Often used to describe facilities, programs, services and issues concerning the elderly.
Geriatrics
A branch of medicine devoted to the study, understanding and treatment of illnesses and diseases associated with aging.
Home Health Aide
A trained individual who assists with bathing, changing dressings and other health-care procedures which do not require professional nursing skills.
Home Health Care
Services, such as preparing meals, bathing and dressing, administering medicines, recording vital signs, etc. which are provided in an individual's home.
Hospice
Provides support and care for terminally ill individuals and their families.
Legal Aid
Offers advice and assistance on a variety of legal issues for people with low incomes.
Long-Distance Caregiving
Refers to the methods and procedures family members use to help provide care for a relative who lives a distance away.
Long-Term Care Insurance
Insurance policies designed to help defray the costs of long-term care. Policies are available for skilled nursing facilities, intermediate and custodial care, as well as home care services.
Medicaid
A health-care program cooperatively financed by Federal and State governments for low income persons.
Medicare
A Federal health insurance program which helps defray many of the medical expenses of Americans over the age of 65.
Medigap
A term used to describe financial planning or insurance policies which provide coverage for services not included under Medicare.
Nursing Facilities
  • Custodial Care
    Provides shelter, supervision and care, but does not offer medical or skilled nursing services.
  • Intermediate Care Facility (ICF)
    Provides help with personal and/or social care and a minimum amount of medical supervision.
  • Skilled Nursing Facility (SNF)
    Provides 24-hour-a-day nursing services for those who have serious health care needs, but who do not require hospitalization.
Respite Care
Volunteer or paid services which offer caregiver relief on a short-term, temporary basis.
Retirement Communities
Refers to housing specifically geared toward older individuals. May consist of single family dwellings, rental apartments, condominiums or cooperatives which are sold or rented. Some offer transportation, home-delivered meals, or home care services.
"Sandwich" Generation
A phrase coined to refer to people (primarily women) who have become the primary caregivers for parents as well as their own children.
Shared Housing or Group Living
A living arrangement in which two or more unrelated individuals share the common areas of a dwelling while maintaining their own private space, such as a bedroom. Some group living facilities offer 24-hour supervision, meals in a common dining area, and other non-medical assistance.
Supplemental Security Income (SSI)
Assures a minimum monthly income to needy persons with limited income and resources, who are 65, blind or disabled

At Villa Rose we will be happy to help you determine the best choice for your situtation.  Simply call for an appointment.

This material is not intended to replace specific advice for your situation.  You are advised to discuss your situation with a qualified attorney, tax advisor, financial advisor, or insurance agent. The rules are quite complex and we did not intend to over-simplify these complicated rules.  Our intention was to familiarize you the the concepts and vocabulary so that you may have an informed discussion with a qualified professional.


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